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  Mobile Home Loan

Save on Mobile Home Refinancing
Mountainside Referrals

Mobile Home Loan Experts

Our Mission

Our goal at Mountainside Financial is to provide the highest level of customer service
while providing access to competitive financing for manufactured home owners.
Mountainside strives to foster a working environment that rewards
hard work and superior customer service.

Mobile Home Loan Specialists

At Mountainside Financial we specialize in mobile and manufactured home financing and refinancing. We work primarily in manufactured home communities or on land where the home and the land are financed separately.

Our staff at Mountainside Financial takes pride in giving customers the individual attention that is often lacking in today’s fast-paced business environment. In addition to our unsurpassed customer service, we strive to offer our clients low interest rates for manufactured housing.

Mountainside Financial has two regional offices to better serve homeowners all across the United States. Our loan officers at each office have an extensive knowledge of the mobile and manufactured home industry, as well as individual requirements for each state.

If you are considering the purchase or refinance of a manufactured home, then look no further. Interest rates for manufactured homes are at historic lows. As a consequence, now is the perfect time to take advantage of our free no obligation quote. Apply today and a Mountainside Financial loan officer will be more than happy to assist you.

Mountainside Financial is also a proud member of the Better Business Bureau. We invite you to contact them at 800-422-2811, or visit their website today.


I work two jobs and have little free time. I was happy to learn that Mountainside Financial
could come to my home with the paperwork. It took twenty minutes to sign
everything and my home was refinanced in just six days!

- Karen, Georgia

Frequently Asked Questions (FAQs)

I have a mobile home in a park, can I refinance with MSF?
Yes, Mountainside Financial is the in-park specialist. We can offer refinance programs for manufactured home owners who live on leased, family or owned property, as long as the land isn’t included with the loan.


My home and the land are included together in the same loan, can I refinance with Mountainside Financial?
No, MSF only offers mobile and manufactured home refinance programs on homes that do not have land included with the loan.


Can you help me with initial financing for the purchase of a mobile home?
Yes, MSF offers purchase programs. Feel free to contact Mountainside Financial to speak with one of our representatives.


Do you offer 100% financing?
No, all of our programs require a minimum of 5% of the purchase price of the home as down payment. In some cases, this may include closing costs.


How much money will I need to refinance my home loan?
Our goal is to offer you a refinance with all loan fees included in your new loan. If an appraisal is necessary you will be required to pay that fee up front. You may be able to include that fee into your loan at the time of closing.


How long does the process take?
The length of time the loan process takes can vary depending upon the specific requirements necessary. In all cases, the faster you can provide the items we require from you, the faster we can begin processing your loan.


Can I get a cash-out, debt consolidation, or equity loan for my manufactured home?
Yes, Mountainside Financial does offer cash-out, debt consolidation and equity loans. Only in-park manufactured homes are eligible. Not available in Texas.


Better Business Bureau
A+ BBB Rating - Read BBB Review
 NCUAEqual Housing Opportunity